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Do It Yourself? Or Not?
I think it's safe to say that most of us involved in investment clubs are Do It Yourselfers. We want to have the knowledge to make our own financial decisions. Even if we eventually need help, we want to know enough that we ask good questions of whomever is helping us.

But, just like house projects, not everyone has the time or the interest in doing it yourself. But that doesn't mean they shouldn't be saving and investing for the future.

Here's a new study purporting to show that those who ask for help in choosing 401(k) investments do better than those who don't. I thought that many of you would find it interesting reading. Not sure that you'll all agree with it, but it does bring up some important things to think about.

Here's an article from a Wall Street Journal writer about the study:

Your 401k Plan's Secret Weapon

Here's a link to the study itself:

Why Getting Help Matters


Laurie Frederiksen
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Most of investment clubs are structured as unregistered partnerships.
I would like to put my club as incorporated LLC or LP(limited partners).
Where can i find sample agreement or membership agreements suitable specifically for LLC or LP type of investment Clubs?
Any particular changes should I make to roles as manager,treasurer, general partner, limited partners and unequal profit sharing when establishing club as LLC or LP?
Brokerages needs LLC agreements for opening accounts..
Thanks

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