Here's the complete list of transactions:

Payments - Member Payments can either be entered individually or for multiple members. To enter the payment for multiple members in a single entry click on the Payments icon on the top of the Member Summary. Enter the date that the funds were paid to the club as the Transaction Date, the Member Valuation Date which is used to determine the unit value of units purchased with this payment, the cash Account that the funds were deposited into, the Amount of each member's payment, and any default or member specific remarks, as appropriate.

Individual member payments may be entered in one of two ways. Either click on Payment to the right of the appropriate individual members name on the Member Summary or click on the name of a specific member to open the Member Detail and then click on the Payment icon at the top of the page. Then simply enter the Date that the funds were paid to the club, the Valuation Date which is used to determine the unit value of units purchased with this payment, the cash Account that the funds were deposited into, the Amount of the payment, and any appropriate remarks.

Fees - Fees paid to the club by a member or members are entered in much the same way as Payments. Fees can be entered individually or for multiple members. In either case, the club officer must enter the Date the Fee was paid to the club, the cash Account that the funds were deposited into, the Amount of the fees paid to the club by each member, and any appropriate remarks.

Withdrawal - To enter a Withdrawal, a club officer must click on the name of a specific member to open the Member Detail and then click on the Withdrawal icon at the top of the page. On the Member Withdrawal page, enter the date the withdrawal is executed and funds are transferred to the member as the Transaction Date. Then enter the date on which the member's units in the club are valued as the Member Valuation Date. If the Member Valuation Date is changed click on Refresh to update the value of that member's account as of the new date. Select the Account that will be the source of any cash that will be paid to the withdrawing member. Under Amount select either Full Withdrawal or Partial Withdrawal. If Partial Withdrawal is selected, enter the gross amount to be withdrawn, including any withdrawal fees. Enter the amount of any Withdrawal Fee to be deducted from the withdrawal payment either as a cash amount or as a percentage. If you enter the withdrawal fee as a percentage be sure to place a "%" after the numerical value. If the withdrawal is to be paid entirely with cash select Cash as the Type of withdrawal. If the withdrawal is to be paid all or in part with stock, select Stock as the Type of withdrawal. Finally, the Transfer Valuation Date is used to determine the share price for the club's investments for a stock withdrawal. Click on OK.

If Stock was selected as the type of withdrawal the Member Investment Withdrawal page will open when everything is entered properly and OK is clicked on Member Withdrawal page. On the Member Investment Withdrawal page, if the Withdrawal Fee was established as a percentage, an officer must specify if that Withdrawal Fee is to be a Percentage of the Total Value withdrawn or only a Percentage of the Cash withdrawn. Finally, the number of shares of each investment to be transferred must be selected.

The Member Investment Withdrawal page lists the Name of each stock held by the club as of the Withdrawal Transaction Date, the market Price / Share of each stock as of the Transfer Valuation Date, the number of Shares of each stock owned by the club as of the Withdrawal Transaction Date, and a box to enter the number of shares of each investment being transferred to the withdrawing member. If less shares of a specific security are Selected than the club actually owns as of the Withdrawal Transaction Date you have two choices. First, an officer can elect to select specific Lots to be transferred. When an officer clicks on Lots, an Investment Lots page will open where one or more specific Lots can be selected. The Investment Lots page details the Acquisition Date, the clubs cost basis per share or Cost/Share, and the number of Shares held in each Lot. If the selection of Lots are not desired, simply click on OK on the bottom of the Member Investment Withdrawal. Clicking on OK without designating specific Lots causes bivio to automatically transfer lots on a First In - First Out basis.

Note: There are three types of transactions on bivio: Account Transactions, Investment Transactions, and Member Transactions. Make sure you select the appropriate transaction type. For example, if you receive a dividend on a stock, you use the Investment Detail page. Or, if a you receive interest on an account, you use the Account Detail page. Users sometimes confuse the terms Expenses and Fees. Fees are funds members pay to the club. Expenses are funds your club pays out of the club.