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Performance Benchmark
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  IRR Portfolio
Value
ICLWager Club  7.6% 127,423.61
Vanguard 500 Index Fund (VFINX)  6.2% 119,978.15

Transaction Date Description Investments Returns VFINX
Shares
10/31/2003 VFINX beginning market value 89,912.00 925.1158
12/26/2003 VFINX distribution reinvested, $434.8 4.2986
03/26/2004 VFINX distribution reinvested, $334.59 3.2707
06/25/2004 VFINX distribution reinvested, $326.44 3.1155
09/24/2004 VFINX distribution reinvested, $383.68 3.7414
12/23/2004 VFINX distribution reinvested, $779.82 6.9970
03/23/2005 VFINX distribution reinvested, $407.01 3.7690
06/24/2005 VFINX distribution reinvested, $399.13 3.6351
09/23/2005 VFINX distribution reinvested, $505.59 4.5170
12/28/2005 VFINX distribution reinvested, $575.08 4.9653
03/17/2006 VFINX distribution reinvested, $472.08 3.9226
06/23/2006 VFINX distribution reinvested, $464.33 4.0517
09/22/2006 VFINX distribution reinvested, $505.13 4.1719
12/26/2006 VFINX distribution reinvested, $634.12 4.8618
03/23/2007 VFINX distribution reinvested, $539.24 4.0790
06/22/2007 VFINX distribution reinvested, $561.17 4.0570
09/21/2007 VFINX distribution reinvested, $612.91 4.3627
12/21/2007 VFINX distribution reinvested, $744.7 5.4521
03/27/2008 VFINX distribution reinvested, $599.03 4.9093
06/26/2008 VFINX distribution reinvested, $571.88 4.8415
08/12/2008 VFINX ending market value 119,978.15
    89,912.00 119,978.15 1,008.1350
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