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Tips for moving to a new brokerage
Hi All,

We am looking for tips and suggestions from those that have successfully moved their investment club account from Schwab to another brokerage. We have a few questions:
1) What would be the best time to make the move to a new brokerage? (e.g. after taxes are completed, beginning of the club fiscal year, ...);
2) Did the new brokerage require specific language in club partnership or operating procedures
3) Are there things you wish you knew before you began the move
4) Any tips and suggestions

Thanks,
Celeste
I just completed moving to Fidelity this week.
1. No, I don't think timing matters
2. Yes, "wet" signatures on the transfer agreement and 'wet' signatures on the operating agreement. If you don't have a signature page for the operating agreement, I would work on this now
3. above, we could not find out signature page and it took 6 weeks getting members to print, sign and return the signature to me. I had to mail SASE to the last few members with the form just to get them to turn it around.
4. Fidelity assigned a specific team member for me. They made it very easy and reached out to me during the process. Couldn't be happier.

On Thu, Nov 20, 2025 at 9:12 AM Celeste Matarazzo via bivio.com <user*24213700001@bivio.com> wrote:
Hi All,

We am looking for tips and suggestions from those that have successfully moved their investment club account from Schwab to another brokerage. We have a few questions:
1) What would be the best time to make the move to a new brokerage? (e.g. after taxes are completed, beginning of the club fiscal year, ...);
2) Did the new brokerage require specific language in club partnership or operating procedures
3) Are there things you wish you knew before you began the move
4) Any tips and suggestions

Thanks,
Celeste
Make sure all dividends are cash not reinvested. Go ahead and put in sells on all partial shares of stock. All stock to transfer must be in whole shares.
Mary Dearing
Sent from my iPhone

> On Nov 20, 2025, at 11:12 AM, Celeste Matarazzo via bivio.com <user*24213700001@bivio.com> wrote:
>
> Hi All,
>
> We am looking for tips and suggestions from those that have successfully moved their investment club account from Schwab to another brokerage. We have a few questions:
> 1) What would be the best time to make the move to a new brokerage? (e.g. after taxes are completed, beginning of the club fiscal year, ...);
> 2) Did the new brokerage require specific language in club partnership or operating procedures
> 3) Are there things you wish you knew before you began the move
> 4) Any tips and suggestions
>
> Thanks,
> Celeste
We’re in the middle of switching now, as everyone has said about the signature page. Also, we added a paragraph to our by-laws for who is authorized to buy/sell / transfer stock, if you don’t have that already

Sent from my iPad

Mary Fran Novak


> On Nov 20, 2025, at 12:06 PM, Mary Dearing via bivio.com <user*37728400001@bivio.com> wrote:
>
> Make sure all dividends are cash not reinvested. Go ahead and put in sells on all partial shares of stock. All stock to transfer must be in whole shares.
> Mary Dearing
> Sent from my iPhone
>
>> On Nov 20, 2025, at 11:12 AM, Celeste Matarazzo via bivio.com <user*24213700001@bivio.com> wrote:
>>
>> Hi All,
>>
>> We am looking for tips and suggestions from those that have successfully moved their investment club account from Schwab to another brokerage. We have a few questions:
>> 1) What would be the best time to make the move to a new brokerage? (e.g. after taxes are completed, beginning of the club fiscal year, ...);
>> 2) Did the new brokerage require specific language in club partnership or operating procedures
>> 3) Are there things you wish you knew before you began the move
>> 4) Any tips and suggestions
>>
>> Thanks,
>> Celeste
I have to do this soon! Thanks for the tips. We have been waiting 3 weeks for Schwab to release funds that we want to disburse. They have asked me questions, made me fill out forms and keep saying they are "working on it." As soon as we get our money transferred we need to start working on switching out!!! Ridiculous.


On Thu, Nov 20, 2025 at 6:45 PM MARY NOVAK via bivio.com <user*7094300001@bivio.com> wrote:
We're in the middle of switching now, as everyone has said about the signature page. Also, we added a paragraph to our by-laws for who is authorized to buy/sell / transfer stock, if you don't have that already

Sent from my iPad

Mary Fran Novak


> On Nov 20, 2025, at 12:06 PM, Mary Dearing via bivio.com <user*37728400001@bivio.com> wrote:
>
> Make sure all dividends are cash not reinvested. Go ahead and put in sells on all partial shares of stock. All stock to transfer must be in whole shares.
> Mary Dearing
> Sent from my iPhone
>
>> On Nov 20, 2025, at 11:12 AM, Celeste Matarazzo via bivio.com <user*24213700001@bivio.com> wrote:
>>
>> Hi All,
>>
>> We am looking for tips and suggestions from those that have successfully moved their investment club account from Schwab to another brokerage. We have a few questions:
>> 1) What would be the best time to make the move to a new brokerage? (e.g. after taxes are completed, beginning of the club fiscal year, ...);
>> 2) Did the new brokerage require specific language in club partnership or operating procedures
>> 3) Are there things you wish you knew before you began the move
>> 4) Any tips and suggestions
>>
>> Thanks,
>> Celeste