Our present Club members have been in the Club going on six
years. We all know what is required of membership.
Why would any present member recommend a new member without
telling him/her what is required in being a member of the
Club?

 No one can predict how a new member will turn out, but if
 the new member does not pan out its not the end of the
 world.

To worry that a Treasurer would have to do a withdrawal for
a new member that did not pan out is silly. It takes about
ten seconds to do a withdrawal. The K-1 is longer that
takes about ten minutes.

With Bivio accounting being a Treasurer is a walk in the
park.

Frank Novotny
A.V. Investment Club