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Monitoring Committee for Emergencies
A reader raised the question of whether or not a monitoring committee should be set up to react quickly to unfavorable news about one of the holdings of an investment club. This would only be for an emergency situation. We were thinking of a core ...
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Investment Club Liability
Margaret Eskew writes Given the litigious nature of our society, what vehicle can an investment club use to protect individual members from being sued for the debts of other members of the group? Is a limited partnership or an LLC the safer vehicle? No argument ...
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Compufest 2000 - Personal Reflections
I thought it might be interesting for readers of this column to get a look at Compufest 2000, which was just held in Albuquerque, through my eyes. Understand that this is strictly how the affair struck me. It is not intended to be an impartial ...
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Bank and broker issues for a new club
The following was sent to the Trez_Talk inbox. It brings up some valuable considerations for a new club. Guy Russell wrote, I thought we planned our group very well, but we seem to keep hitting alot of obstacles. Maybe these questions are some that others ...
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Accounting Software for Investment Clubs
From the Trez_Talk mailbag Our club is organizing and we have all the legal/tax stuff done. Accounting software is our next priority. Can you recommend software from a company other than NAIC which costs $ 211.00 for non Members ? Sure! You can do your ...
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Getting Started: Establishing a cash/checking account for an investment club
Debbie Brown wrote We are just getting started on setting up this club. I want to know how we set up our money accounts so we may begin the investment process. I haven't seen this section. As a beginner in this I need all the ...
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Petty Cash and Deductible Expenses
Deductible expenses with or without the use of petty cash continue to be a source of confusion for many investment clubs. Let's take the topic of petty cash first. As originally envisioned by the NAIC accounting manual, petty cash was not to be used for ...
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Fees and Administrative Expenses
Few accounting topics cause more confusion than the use of fees and administrative expenses. This is an attempt to clear up a few common misconceptions. When a member makes a contribution to the club, it can be classified as either a payment or a fee ...
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Fidelity Bond.......Should a club have one?
Brittany asked, I recently attended a club accounting class and the topic of bonding the club treasurer came up. What exactly does that mean? (and how do we do that?) Also I've heard reference to the NAIC offering bond insurance to clubs Would you recommend ...
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Who Should Pay the Tax on Members' Withdrawals
I had a question about member withdrawal. We have nine members leaving. I understand that when we sell our stocks to pay off the other members we will incur long term or short term capital gains taxes. These taxes will be split among all of ...
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LLC, LLP, Limited Partnership or What?
Hey Trez_Talk Guys, We are forming an investment club, and some of our members think we should be a limited partnership. You always seem to advocate general partnerships. What gives? Yes, this question keeps coming up. We have all heard the old bromide that you ...
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Beginner's question on member's payments & DRIP's
Melissa asked some very good questions When a member sends in her check, I enter it with the next due date, but does it go into the 'bank' account? We deposit into the bank before we send off to drip accounts. If the check, received ...
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Reporting Partner Withdrawals on the K-1
Michael asked, I run an investment club and will have a partner is making a full withdrawal. How is that reported on the K-1 since the capital account is on $1,000 but the withdrawal will be $2000? The cash amount paid out in a withdrawal ...
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Hey! Is anybody out there????
Our trez_talk articles have prompted a few questions (especially when yours truly made some goofs in some of his statements <g>). However, we are never quite sure if we are firing off blanks into outer space or if some one is actually reading this stuff. ...
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Withdrawal Fees - Why and how much?
Jerry, What is the deal with the rule in partnership agreements about withdrawing partners receiving 97% of the value of their holdings? Why not 100%? Why not 100% minus brokers fees? Camilo Ortiz Generally, there are two reasons why a club may want to charge ...
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